Discover the Secret to Unlocking Hidden Wealth in Your Life Insurance Policy!
Turn a Financial Burden into a Valuable Asset
Maximize Your Policy’s Value
Flexible Options for All Policy Types
Simple and Streamlined Process
Worried about complicated paperwork or lengthy procedures? Fear not! Our dedicated team of professionals will guide you through the entire process, making it as simple and stress-free as possible. From policy valuation to closing the transaction and receiving the funds, we’ll handle all the details, allowing you to focus on what matters most to you.
A Retired Chartered Accountant Shares His Story
A Life Settlement provided the much needed funds to take care of his ailing wife
When Morris’ wife became sick 10 years ago, she required a caregiver. The cost of the caregiver ate up their savings requiring Morris to become his wife’s primary caregiver.
After an exhaustive search to find a solution, he discovered the Life Settlement. Morris was able to sell his life insurance policy and received the funds he needed to provide the care that his wife needed.
Hear Morris share his story in his own words…
Apply to get your policy valuation!
- You must have one or more life insurance policies with a total death benefit (face value) of at least $100,000.
- You must be either over the age of 70, or under age 70 and believe that you have a serious medical issue that will significantly impair your longevity.
Step 1: Enter Your Contact Information
All your information and answers will be kept strictly confidential and will not be shared with any non-authorized third parties.
Or email us at email@example.com
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Canadian Life Settlements
Any questions left?
The amount Canadian Life Settlements will pay you is based on several factors, including:
- The projected life expectancy of the insured
- The net death benefit of the life insurance policy
- The projected amount of remaining life insurance policy premium payments
- The type of policy and specific life insurance company
In most cases the amount Canadian Life Settlements will advance is considerably higher than the Cash Surrender Value that will be offered by your insurer, but is less than the policy’s death benefit.
There are several stages to the process. Generally, the Canadian Life Settlements process can provide you with a formal offer letter within five days of receiving a completed application and a verification of the eligibility and details of your life insurance policy.
Once you accept the offer, we will need to either change the life insurance policy’s ownership and beneficiary status to Canadian Life Settlements or, collaterally assign the policy to Canadian Life Settlements. This part of the process can take four to six weeks. Once confirmation is received from the life insurance carrier, we can generally advance funds within two business days.
Once approved and processed, you will receive your advance either in a lump sum by cheque or wire to your bank, or periodic payments if that’s what you prefer with direct deposit to your bank account.
Canadian Life Settlements offers a hassle-free program with zero application fees or extraneous expenses. An upfront fee is only required if medical underwriting is necessitated, but rest assured, this cost is fully reimbursed upon the successful completion of your life settlement transaction.